Damage photographs, repair details and estimates come together.
For motor insurers
Klaim Control
An expert validation layer between your claims and your back office.
Validate each. Control all.
A validated claim.
A clear next step.
The verdict, evidence and reasoning behind every decision, delivered straight into your existing back office.
PDF per claim / Your format
klaim / control
Validation report
Motor claim
CLM-2026-0842
Review recommended
- Documents
- Invoice, assignment, calibration and photos
- Complete
- Parts & labour
- Matched to manufacturer sources
- Checked
- Expert rules
- Policy and partner terms applied
- 1 flag
One line item needs a closer look.
The calibration charge requires supporting evidence. The report includes the source, the rule and the recommended next step.
Illustrative report · Every verdict is traceable
Your portfolio.
A clearer picture.
See how partners perform, where costs drift and which details repeat, in one quarterly portfolio report.
Quarterly report / Your whole network
klaim / control
Portfolio report
Your quarter, in perspective.
Q2 2026
- Claims reviewed
- 1,248
- Repair partners
- 24
- Cost deviation
- +6.2%
Partner performance
Cost movement
Q1 baselineQ2 +6.2%
Calibration is a recurring cost driver.
Compare partner deviations and evidence gaps before your next negotiation.
Illustrative data · Quarterly benchmarks & recurring patterns
One claim, in detail. Your portfolio, in perspective. Quarterly reporting reveals partner performance and recurring deviations.
Results.
Not promises.
98%
validation accuracy
10–15%
lower claims cost
3–5 minutes
per claim
20+ years of certified expertise behind every check.
Bad data isn’t just noise.
It’s cost.
Raw claim data sets the benchmark. The benchmark becomes your baseline, and one missed detail can shape years of decisions.
One wrong benchmark. Years of drift.
01 / Unchecked claim
02 / Wrong benchmark
03 / Next year’s baseline
One layer. Every check.
01 / Evidence
Extract documents
The complete claim, brought together from the documents you already receive.
- Invoice
- Deed of assignment
- Calibration report
- Damage photographs
02 / Validation
Validate against sources
Parts, work units and estimates checked against manufacturer data. Photographs matched to the claim by our visual model.
Estimate
Parts & work units
Source match
Manufacturer
Repair standards
Reference
Photographs
Visible damage
Visual check
Evidence on both sides of every verdict.
03 / Expertise
Your rules. Expert-authored.
Your policy terms and partner contracts, authored into clear validation rules by certified experts.
Policy + partner terms → consistent validation
If calibration is charged, supporting evidence is required.
04 / Output
Decision-ready.
On your terms.
A validated claim with the verdict and reasoning. Act, review or route to your experts or ours, within your process.
Your back office
Built on 20+ years of claims expertise.
Experts decide. Klaim makes it scale.
Certified assessors set the rules. Klaim applies them to every claim. Where something deviates, you get a flag with an explanation and evidence.
01 / Before
The rules come from experts.
Your policy terms, partner agreements and repair standards become one consistent validation framework.
02 / During
Deviations get flagged.
Klaim marks what deviates and explains why. You choose the next step: accept, review it yourself or route it to your experts or ours.
03 / After
Every decision makes Klaim better.
What experts decide, Klaim carries into the next claim.
Your data stays yours.
Klaim learns from our experts, never from your data.
Fits your process.
Ready for your auditor.
Slots into your existing process
No IT involvement required. Nothing new to log into.
01
Claim received
Documents and photographs
02 / Klaim Control
Expert validation
Evidence, sources and your rules
03
Back office
Your process. Your decision.
Your process / Your format / No new login
Every step is traceable
The full path from raw claim to verdict. Which rule fired, when and why, ready for your auditor and regulator.
Claim CLM-2026-0842
- 01 Evidence receivedInvoice + calibration documentation
- 02 Rule appliedCalibration evidence required
- 03 Verdict explainedReview recommended · source linked
Questions and answers
How do validated claims reach my back office?
The way your claims already arrive. Each validated claim comes back as a report, in PDF or in the format your systems read, by email or straight into your back office. There is nothing new to log into.
Do I have to act on every flagged claim?
No. A flag marks what deserves a closer look and explains why, with the evidence and the rule behind it. You decide whether to accept, review or route the claim to your experts or ours, within your own process.
Can I use my own experts for the complex cases?
Yes. Complex cases can go to your own experts or to Klaim’s certified experts. Either way the report gives them the evidence and the reasoning so far, so nobody starts from scratch.
How does Control support my workflow?
It sits between the incoming claim and your back office and changes nothing on either side. Your policy terms and partner contracts become the rules it applies, so every claim is checked the same way.
What will you do with my data?
Validate your claims, and nothing else. Your data stays in the EU and stays yours. Klaim learns from our experts, never from your data.
Insight into every detail.
Trust in your network.
Your whole portfolio at a glance
See where your claims cost sits and where costs are rising.
Portfolio cost mix
Illustrative data
Performance per partner
See how each partner performs against your benchmark, quarter after quarter.
Deviation from your benchmark
Illustrative data
Small deviations.
Visible patterns.
Recurring deviations stand out, so you and your partners build on the same numbers.
Quarterly portfolio report
Recurring pattern | What you can review |
|---|---|
| Calibration documentation | Evidence completeness |
| Manufacturer work time | Labour estimates |
| Repeated line items | Duplicate charges |
Illustrative report view
Control your input, control your outcome.
Each solution works on its own. Every one you add makes the others stronger.
Let’s talk about your claims
Take control of what enters your systems.
A conversation about your network, your rules, and where to begin.